Smart Tech Solutions built the Expense Tracker EMI Calculator app as a free utility application. This Privacy Policy explains how information is collected, used, and protected when you use the app.
By using this application, you agree to the collection and use of information in accordance with this policy.
1. Information Collection and Use
The Expense Tracker EMI Calculator app is designed to function without requiring users to create an account or provide personal information.
Information We Do NOT Collect
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Name, email address, phone number
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Bank details or financial account credentials
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National ID or identification documents
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Contacts, messages, or call logs
Information Stored Locally
Any data you enter into the app, including:
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Expenses
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Income entries
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Loan amounts
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EMI calculations
is stored locally on your device only and is not transmitted to our servers.
2. Financial Data Disclaimer
All calculations provided by the app are for informational and personal budgeting purposes only. The app does not provide financial, legal, or investment advice. Users are responsible for verifying calculations before making financial decisions.
3. Third-Party Services
The app may use third-party services such as:
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Google Play Services
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Advertising services (if enabled)
These services may collect device-related information for analytics or advertising purposes and operate under their own privacy policies.
4. Data Security
We take reasonable steps to protect user data. Since all data is stored locally on your device, data security also depends on your device’s security settings and protections.
5. Children’s Privacy
This app does not knowingly collect personal information from children under the age of 13. If you believe a child has provided personal information, please contact us so we can take appropriate action.
6. Changes to This Privacy Policy
Smart Tech Solutions may update this Privacy Policy from time to time. Updates will be reflected within the app or its store listing. Continued use of the app indicates acceptance of the revised policy.
7. User Control and Data Deletion
Because all data is stored locally:
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You may clear app data at any time through your device settings.
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Uninstalling the app permanently removes all stored data.
8. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:
Developer: Smart Tech Solutions
Email: recruitsportalcom@gmail.com