Smart Loan EMI Calculator (“we”, “our”, or “us”), developed by Smart Tech Network, is committed to protecting your privacy. This Privacy Policy explains how our app collects, uses, and safeguards your information.
By using the Smart Loan EMI Calculator app, you agree to the practices described in this Privacy Policy.
1. Information We Do Not Collect
Smart Loan EMI Calculator does not collect, store, or share any personal information.
We do not collect:
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Name
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Phone number
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Email address
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Location
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Photos or media
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Contacts or messages
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Financial details
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Device identifiers
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Any personally identifiable information (PII)
2. Automatically Collected Information
We may collect non-personal, anonymous information strictly for improving app performance. This may include:
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App usage statistics
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Crash reports
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Device model and Android version
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General performance data
This information is collected only through trusted services such as Google Play Services and is not used to identify individual users.
3. Permissions Used
Smart Loan EMI Calculator works without requesting sensitive permissions.
The app may request:
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Internet Access (only for ads or updates)
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Network State (to check if the device is online)
We do not access or request:
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Camera
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Microphone
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Contacts
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SMS
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Storage
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Location
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Call logs
4. How We Use Non-Personal Data
Any anonymous data collected is used for:
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Improving app features
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Fixing bugs
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Enhancing performance and stability
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Displaying relevant ads (if enabled)
We never sell or share data with third parties for marketing.
5. Third-Party Services
The app may use third-party services, which may collect non-personal information according to their own privacy policies.
These may include:
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Google Play Services
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Google AdMob (if ads are displayed)
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Firebase Analytics (optional)
We encourage users to review their respective privacy policies.
6. Children’s Privacy
Smart Loan EMI Calculator is designed for general use and does not target children.
We do not knowingly collect personal information from children under 13.
7. Data Security
We take reasonable measures to protect user data by:
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Not storing personal information
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Using secure, trusted libraries
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Following standard Android security practices
Since no personal data is stored, risks are minimal.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
Any changes will be posted within the app with a new “Last Updated” date.
9. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:
Developer: Smart Tech Network
Support Email: smartmediaghana@gmail.com