How Nigerian Writers Can Earn on Medium & Vocal No U.S. ID, No Problem

The Common Roadblocks for Nigerian Creators

• Stripe unsupported in Nigeria - you can’t register a full business account
• Platform payouts depend solely on Stripe, so Medium, Vocal, Beehiiv use the same service.
• U.S. tax forms (W-9, TIN) are required but Nigerians don’t have them.

Most Nigerian writers give up before even starting. But you don’t have to.

The Stripe Express Gateway via Medium

In 2024, Medium expanded monetization to Nigeria & 76 other countries. Nigerian creators can now join the Medium Partner Program by:

1.     Upgrading to $5/month membership

2.     Being invited to Stripe Express onboarding - which accepts Nigerian passports and local bank details

3.     Paying out directly in Naira, no U.S. TIN required

 Step-by-Step: Medium → Stripe → Vocal

1.     Create a Medium account and subscribe.

2.     Join the Medium Partner Program via the settings page.

3.     When prompted, connect Stripe Express, completing ID verification and payout setup with your Nigerian bank.

4.     After Stripe activates, go to Vocal Media, click “Connect Stripe”, log in with same email.

5.     Voilà: Vocal accepts your account no Block, no error.

Why it works:
Once Stripe trusts your Express-verified account, secondary platforms reuse that same verification effectively bypassing the country restriction automatically.

 Taxes in Check: W-8BEN Form

Stripe Express will prompt you to complete Form W-8BEN - legal for non-U.S. users. All you need to provide:

• Full name, Nigerian address
• Passport or national ID
• Declaration of foreign status
• No U.S. TIN needed unless you’re claiming a tax treaty optional
  ✅ Keep a screenshot of your form for your records.

The Bigger Picture: Creator Income Across Africa

This isn’t just a hack it’s proof that legal, passport-level identity plus the right platform path unlocks global opportunities:

• Write once on Medium → get paid
• Publish on Vocal → get paid again
• Coming soon: Beehiiv newsletters, TheHubWeb posts, and more

You no longer need a U.S. company or complex setup.

 What You Can Do Now

• Sign up on Medium
• Upgrade membership
• Connect Stripe via Express
• Use that account on all compatible platforms
• Publish, earn, repeat

At VeriEdit AI, I’m building content verification tools—but this income path powers my writing too. It can power yours.

If this guide helps you set things up, DM me for the “Nigerian Creator Monetization Toolkit”  zero-cost walkthrough for every step.

 Persistence = currency.